PENGARUH INFLASI, SUKU BUNGA, DAN NILAI TUKAR TERHADAP PROFITABILITAS BANK SYARIAH
Keywords:Inflation, Interest, Sharia Bank
Basically, Islamic bank entities in Indonesia have existed since 1983 with the issuance of the December 1983 Package (Pakdes 83) which contains a number of regulations in the banking sector, one of which is the permissibility of banks providing interest-free credit (0% interest). The type of research used in this research is quantitative research. This study uses secondary data originating from the Central Statistics Agency (BPS) in the form of interest rates, inflation, and the exchange rate against the USD, while Islamic banking data is in the form of Return on Assets (ROA) obtained from Islamic Banking Statistics (BRIS) data from 2015 -2021 released by the Financial Services Authority (OJK). The analytical tool used is a multiple linear regression model. The results of the study show that not all of these factors have a positive influence. Inflation has a significant negative effect on Profitability (RoA). In contrast to inflation, interest rates do not have a significant effect on the ROA of Islamic banks. While the Exchange Rate has a significant positive effect on the Profitability (RoA) of Islamic Banks.
Athari, S. A., & Bahreini, M. (2021). The Impact of External Governance and Regulatory Settings
on the Profitability of Islamic Banks: Evidence from Arab Markets. International Journal
of Finance & Economics, 1-24.
Hidayati, A. N. (2014). Pengaruh Inflasi, BI Rate, dan Kurs Terhadap Profitabilitas Bank Syariah
di Indonesia. An-Nisbah, Vol. 01, No. 01, Oktober 2014, 72-97.
Swandayani, D. M., & Kusumaningtias, R. (2012). Pengaruh Inflasi, Suku Bunga, Nilai Tukar
Valas Dan Jumlah Uang Beredar Terhadap Profitabilitas Pada Perbankan Syariah Di
Indonesia Periode 2005-2009. Akrual Jurnal Akuntansi Volume 3, Nomor 2, April 2012,
Wibowo, E. S., & Syaichu, M. (2013). ANALISIS PENGARUH SUKU BUNGA, INFLASI,
CAR, BOPO, NPF TERHADAP PROFITABILITAS BANK SYARIAH. DIPONEGORO
JOURNAL OF MANAGEMENTVolume 2, Nomor 2, 1-10.
Zulifiah, F., & Susilowibowo, J. (2014). Pengaruh Inflasi, BI Rate, Capital Adequacy Ratio
(CAR), Non PERFORMING FINANCE (NPF), BIAYA OPERASIONAL DAN
PENDAPATAN OPERASIONAL (BOPO) TERHADAP PROFITABILITAS BANK
UMUM SYARIAH PERIODE 2008-2012. Jurnal Ilmu Manajemen, Volume 2 Nomor 3
Juli 2014, 759-770
How to Cite
Copyright (c) 2023 Reza Awaliah Ali, Vela Fadhila Amijaya, Alma Sofi Yuwan, Rina Ristiniawati
This work is licensed under a Creative Commons Attribution 4.0 International License.