PENGARUH PROGRAM STUDI, LITERASI KEUANGAN SYARIAH, DAN PERILAKU RELIGIUS TERHADAP PARTISIPASI PASAR MODAL SYARIAH PADA MAHASISWA DI INDONESIA
Keywords:
Pasar Modal Syariah, Literasi keuangan syariah, Atribut AkademisAbstract
Penelitian ini dilatarbelakangi oleh catatan Bursa Efek Indonesia yang menunjukkan tren positif partisipasi pasar modal pada kalangan pemuda usia 18-25 tahun. Namun, potensi pasar modal syariah masih jauh dari realisasi akibat pangsa pasar produk-produknya yang masih relatif kecil dibandingkan potensi jumlah investor di Indonesia (Otoritas Jasa Keuangan, 2020). Hal ini menandakan pentingnya upaya peneliti dalam mencari faktor-faktor yang mendorong partisipasi pasar modal di Indonesia, khususnya pada aset-aset berprinsip syariah. Tujuan penelitian adalah untuk mencari tahu dampak atribut akademis seperti rumpun ilmu program studi (prodi) dan literasi keuangan syariah, serta perilaku religius terhadap partisipasi pasar modal syariah. Sampel dalam penelitian ini diambil dari populasi mahasiswa KSEI (Kelompok Studi Ekonomi Islam) dan FoSSEI (Forum Silaturahmi Studi Ekonomi Islam), mahasiswa non-KSEI dan FoSSEI yang berasal dari program studi ekonomi islam dan turunannya dengan sejumlah karakteristik yang diambil secara purposive. Metode pengolahan data yang digunakan adalah analisis regresi probit berganda serta uji multikolinearitas, goodness-of-fit, dan forecast model. Hasil penelitian menunjukkan bahwa variabel literasi keuangan syariah, latar belakang program studi, dan perilaku religius berpengaruh positif terhadap partisipasi pasar modal syariah.
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